No Proof of insurance tickets
Showing Proof of Insurance
If you were charged with Failure to Carry Proof of Insurance, and you did have valid insurance on the date and time you received the ticket, you may appear at the Michael J. Sullivan Judicial Center, 2200 N. Seminary Avenue, Woodstock, IL, in the Circuit Clerk’s first floor office, Room 136, up to 3 days prior to your court date. You will be required to present valid proof of insurance showing you were insured on the date and time the ticket was issued, and sign a Mandatory Insurance Affidavit, swearing to the fact you were insured at the time the ticket was issued. The following is a list of what will be accepted as proof of valid insurance:
- Illinois insurance card valid at the time the ticket was issued, OR
- Certificate of Insurance or Declaration page from insurance policy, OR
- Original letter from your insurance company on company letterhead that clearly states the insurance was valid at the time of the ticket. This letter must include the date the policy started and the date it ends. It also must include the make, model and VIN number of the car in question.
The Circuit Clerk’s office is NOT authorized to dismiss Failure to Carry Proof of Insurance tickets written for vehicles that are fleet insured. Defendants with fleet insurance must appear in court. Once proof of insurance has been confirmed, a no court appearance required companion ticket may be processed without going to court.
The Circuit Clerk’s Office reserves the right to refuse to dismiss a Failure to Carry Proof of Insurance ticket administratively and require the Defendant to appear in court. If you did not have valid insurance on the date and time you received the ticket, you will need to appear in court.
SR-22 Insurance
All individuals receiving court supervision for a mandatory insurance offense under Section 3-707 of the Illinois Vehicle Code are required by law to file proof of financial responsibility insurance (SR-22 certificate) with the Secretary of State. Individuals receiving three (3) or more convictions for mandatory insurance violations also are required to file. The SR-22 is required for three (3) years). Failure to file will result in a driver’s license suspension.
An SR-22 is a certificate of insurance filed by the home office of your insurance company directly to the Secretary of State. When you receive a qualifying mandatory insurance offense, the Circuit Clerk reports the information to the Secretary of State, which will then send you a notice of the SR-22 insurance requirement.
Do not file the SR-22 until you receive a notice from the Secretary of State. Make sure your driver’s license record reflects your most recent address to make sure you receive the mailed notice. After receipt of the notice from the Secretary of State you have 90 days to file the SR-22 to prevent a driver’s license suspension.
An SR-22 may be obtained by contacting your insurance company. Standard liability insurance or insurance binders are not acceptable. When payment is made to an insurance agency, the agent will submit a request for an SR-22 certificate to the central office. The SR-22 certificate will be sent directly to the Secretary of State in Springfield. Upon acceptance you will receive a copy of the SR-22 from the insurance company and a letter from the Secretary of State.
An SR-22 must be on file with the Secretary of State for three (3) years. Expiration or cancellation of your insurance premium will result in an immediate driver’s license suspension.